CreditIQINTELLIGENCE
CreditIQIntelligence
No affiliate bias  •  Updated May 2026

All Credit Cards in India 2026

93 credit cards from 17 banks — honest reviews, real annual fees, actual reward rates. Zero affiliate bias.

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Best Travel CardsBest Cashback CardsBest Dining CardsLifetime Free CardsPremium CardsBest Fuel CardsBest Shopping CardsCards for Beginners
93+
Cards reviewed
17
Banks covered
0%
Affiliate bias
May 2026
Last updated

AU Credit Cards

5 cards
AU Altura Plus
cashbackentry-level
Rs. 499/yr
Annual fee
View review →
AU Bank Zenith Credit Card
premiumrewards
Rs. 4,999/yr
Annual fee
View review →
AU Bank LIT Credit Card
cashbackentry-level
Rs. 499/yr
Annual fee
View review →
AU Bank Altura Credit Card
cashbackentry-level
Lifetime Free
Annual fee
View review →
AU Bank Vetta Credit Card
rewardstravel
Rs. 2,999/yr
Annual fee
View review →

AmEx Credit Cards

4 cards
American Express Platinum Travel
travelpremium
Rs. 5,000/yr
Annual fee
View review →
American Express Gold Card
rewardsdining
Rs. 4,500/yr
Annual fee
View review →
Amex Membership Rewards Credit Card
rewardsentry-level
Rs. 4,500/yr
Annual fee
View review →
American Express SmartEarn
cashbackentry-level
Rs. 495/yr
Annual fee
View review →

Axis Credit Cards

11 cards
Axis Magnus for Burgundy
PREMIUM
premiumtravel
Lifetime Free
Annual fee
View review →
Axis Atlas
travelpremium
Rs. 5,000/yr
Annual fee
View review →
Flipkart Axis Bank Credit Card
cashbackshopping
Rs. 500/yr
Annual fee
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Axis Bank ACE Credit Card
cashbackentry-level
Rs. 499/yr
Annual fee
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Axis Bank Vistara Infinite
travelpremium
Rs. 10,000/yr
Annual fee
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Axis Bank My Zone Credit Card
lifestyledining
Rs. 500/yr
Annual fee
View review →
Axis Bank Horizon Credit Card
travel
Rs. 2,500/yr
Annual fee
View review →
Axis Bank Reserve Credit Card
PREMIUM
premiumtravel
Rs. 50,000/yr
Annual fee
View review →
Airtel Axis Bank Credit Card
cashbackentry-level
Rs. 500/yr
Annual fee
View review →
Indian Oil Axis Bank Credit Card
fuelcashback
Rs. 500/yr
Annual fee
View review →
Axis Bank NEO Credit Card
lifestyleentry-level
Rs. 250/yr
Annual fee
View review →

BOB Credit Cards

2 cards
Bank of Baroda Eterna Credit Card
premiumtravel
Rs. 2,499/yr
Annual fee
View review →
Bank of Baroda Prime Credit Card
rewardsentry-level
Rs. 499/yr
Annual fee
View review →

Federal Credit Cards

2 cards
Federal Bank Signet Credit Card
rewardsentry-level
Lifetime Free
Annual fee
View review →
Federal Bank Celesta Credit Card
premiumtravel
Rs. 7,000/yr
Annual fee
View review →

HDFC Credit Cards

13 cards
HDFC Infinia Metal Edition
PREMIUM
premiumtravel
Rs. 12,500/yr
Annual fee
View review →
HDFC Regalia Gold
premiumtravel
Rs. 2,500/yr
Annual fee
View review →
HDFC Millennia
cashbackshopping
Rs. 1,000/yr
Annual fee
View review →
Tata Neu Infinity HDFC
shoppinglifestyle
Rs. 1,499/yr
Annual fee
View review →
HDFC Diners Club Black
PREMIUM
premiumtravel
Rs. 10,000/yr
Annual fee
View review →
Marriott Bonvoy HDFC
travellifestyle
Rs. 3,000/yr
Annual fee
View review →
HDFC MoneyBack+
cashbackentry-level
Rs. 500/yr
Annual fee
View review →
Swiggy HDFC Bank Credit Card
cashbackdining
Rs. 500/yr
Annual fee
View review →
HDFC Freedom Credit Card
cashbackentry-level
Lifetime Free
Annual fee
View review →
Tata Neu Plus HDFC Bank
shoppingcashback
Rs. 499/yr
Annual fee
View review →
HDFC Diners Club Miles
travelrewards
Rs. 1,000/yr
Annual fee
View review →
HDFC Platinum Times
dininglifestyle
Rs. 1,000/yr
Annual fee
View review →
HDFC IndianOil Credit Card
fuelcashback
Rs. 500/yr
Annual fee
View review →

HSBC Credit Cards

3 cards
HSBC Cashback Credit Card
cashbackshopping
Rs. 750/yr
Annual fee
View review →
HSBC Premier MasterCard
premiumtravel
Lifetime Free
Annual fee
View review →
HSBC Live+ Credit Card
cashbackdining
Rs. 999/yr
Annual fee
View review →

ICICI Credit Cards

9 cards
Amazon Pay ICICI
cashbackshopping
Lifetime Free
Annual fee
View review →
ICICI Bank Sapphiro Credit Card
premiumtravel
Rs. 3,500/yr
Annual fee
View review →
ICICI Bank Emeralde Private Metal
PREMIUM
premiumtravel
Rs. 12,000/yr
Annual fee
View review →
ICICI Bank Coral Credit Card
entry-levelrewards
Rs. 500/yr
Annual fee
View review →
ICICI Bank Rubyx Credit Card
rewardslifestyle
Rs. 2,000/yr
Annual fee
View review →
MakeMyTrip ICICI Bank Platinum
travelcashback
Lifetime Free
Annual fee
View review →
MakeMyTrip ICICI Bank Signature
travelpremium
Rs. 2,500/yr
Annual fee
View review →
ICICI Bank HPCL Super Saver
fuelcashback
Rs. 500/yr
Annual fee
View review →
ICICI Bank Expressions Credit Card
entry-level
Rs. 499/yr
Annual fee
View review →

IDBI Credit Cards

1 cards
IDBI Bank Imperium Platinum
entry-level
Rs. 500/yr
Annual fee
View review →

IDFC Credit Cards

6 cards
IDFC FIRST Wealth
premiumzero-fee
Lifetime Free
Annual fee
View review →
IDFC FIRST Select Credit Card
rewardszero-fee
Lifetime Free
Annual fee
View review →
IDFC FIRST Classic Credit Card
rewardsentry-level
Lifetime Free
Annual fee
View review →
Club Vistara IDFC FIRST Bank
travelpremium
Rs. 4,999/yr
Annual fee
View review →
IDFC FIRST Bank WOW Credit Card
entry-levelzero-fee
Lifetime Free
Annual fee
View review →
IDFC FIRST Bank Millennia
cashbackentry-level
Lifetime Free
Annual fee
View review →

IndusInd Credit Cards

5 cards
IndusInd Bank Pinnacle Credit Card
PREMIUM
premiumtravel
Rs. 60,000/yr
Annual fee
View review →
IndusInd Bank Celesta Credit Card
premiumtravel
Rs. 10,000/yr
Annual fee
View review →
IndusInd Bank Iconia Amex
rewards
Rs. 3,500/yr
Annual fee
View review →
IndusInd Bank Nexxt Credit Card
rewardslifestyle
Rs. 999/yr
Annual fee
View review →
IndusInd Bank Legend Credit Card
lifestyledining
Rs. 2,999/yr
Annual fee
View review →

Kotak Credit Cards

6 cards
Kotak 811 #DreamDifferent
zero-feeentry-level
Lifetime Free
Annual fee
View review →
Kotak League Platinum
rewardsentry-level
Rs. 499/yr
Annual fee
View review →
Kotak Royale Signature
rewards
Rs. 1,499/yr
Annual fee
View review →
Kotak White Credit Card
premiumrewards
Rs. 3,000/yr
Annual fee
View review →
Kotak Privy League Signature
rewardslifestyle
Rs. 2,500/yr
Annual fee
View review →
Kotak Essentia Platinum
shoppingentry-level
Lifetime Free
Annual fee
View review →

OneCard Credit Cards

1 cards
OneCard Credit Card
rewardsentry-level
Lifetime Free
Annual fee
View review →

RBL Credit Cards

6 cards
RBL ShopRite
shoppingentry-level
Rs. 500/yr
Annual fee
View review →
RBL Bank Popcorn Credit Card
lifestyledining
Lifetime Free
Annual fee
View review →
RBL Bank World Safari
travelpremium
Rs. 3,000/yr
Annual fee
View review →
RBL Bank ICON Credit Card
dininglifestyle
Rs. 1,000/yr
Annual fee
View review →
RBL Bank Fun Plus
lifestyleentry-level
Lifetime Free
Annual fee
View review →
Bajaj Finserv RBL Bank SuperCard
shoppingentry-level
Rs. 499/yr
Annual fee
View review →

SBI Credit Cards

10 cards
SBI Cashback Credit Card
cashbackshopping
Rs. 999/yr
Annual fee
View review →
SBI ELITE
premiumtravel
Rs. 4,999/yr
Annual fee
View review →
SBI Card SimplyCLICK
cashbackshopping
Rs. 499/yr
Annual fee
View review →
SBI Card BPCL Octane
fuelcashback
Rs. 1,499/yr
Annual fee
View review →
Air India SBI Signature
travelpremium
Rs. 4,999/yr
Annual fee
View review →
SBI SimplySAVE
shoppingentry-level
Rs. 499/yr
Annual fee
View review →
SBI Card PULSE
lifestyleentry-level
Rs. 1,499/yr
Annual fee
View review →
SBI Card PRIME
rewardstravel
Rs. 2,999/yr
Annual fee
View review →
Club Vistara SBI Card PRIME
travelpremium
Rs. 2,999/yr
Annual fee
View review →
SBI Card AURUM
PREMIUM
premiumtravel
Rs. 9,999/yr
Annual fee
View review →

SC Credit Cards

5 cards
Standard Chartered Ultimate
premiumrewards
Rs. 5,000/yr
Annual fee
View review →
Standard Chartered Smart Credit Card
cashbackentry-level
Lifetime Free
Annual fee
View review →
Standard Chartered DigiSmart
cashbackshopping
Rs. 49/yr
Annual fee
View review →
Standard Chartered Manhattan Platinum
cashbackshopping
Rs. 999/yr
Annual fee
View review →
Standard Chartered Super Value Titanium
fuelcashback
Rs. 750/yr
Annual fee
View review →

Yes Credit Cards

4 cards
YES Bank Marquee
PREMIUM
premiumtravel
Rs. 9,999/yr
Annual fee
View review →
YES FIRST Preferred Credit Card
rewards
Rs. 1,499/yr
Annual fee
View review →
YES Prosperity Cashback Plus
cashbackentry-level
Rs. 1,499/yr
Annual fee
View review →
YES Bank ACE Credit Card
entry-levelzero-fee
Lifetime Free
Annual fee
View review →

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