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Kotak League Platinum

Honest review — No affiliate bias — Updated May 2026
CreditIQ Score
8.2
out of 10
Rs. 499
Annual Fee
Rs. 499
Joining Fee
Visa/Mastercard
Network
rewards
Category

CreditIQ Verdict

The Kotak League Platinum is a rewards credit card from Kotak with an annual fee of Rs.499. The fee is justified if you maximise the card benefits. Best suited for users who spend regularly on rewards categories and want to earn meaningful rewards.

Fees & Charges

Annual FeeRs. 499 + GST
Joining FeeRs. 499 + GST
Interest Rate45% per annum (3.33% per month)
Forex Markup3.5% on international transactions
Cash Advance2.5% of amount (min Rs. 500)
Late PaymentRs. 0 - Rs. 1,300 (based on outstanding)

Who Should Apply?

Good fit if you...
+ Spend on rewards regularly
+ Spend Rs.1,996+ per month
+ Have a good credit score (750+)
+ Earn Rs.0.2L+ annually
Skip if you...
- Travel internationally often (high forex markup)
- Carry a balance month-to-month
- Are a first-time credit card user
- Already have a similar card

What the community says

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strategy@creditcardtalksINSTAGRAM
RBI rule entitles credit card users to ₹500/day compensation if banks delay closure beyond 7 working days after dues are cleared.
Most credit card users don't know this RBI rule. If your bank delays closing your credit card, you could be entitled to compensation worth ...

Frequently Asked Questions

What is the annual fee of Kotak League Platinum?
The annual fee is Rs.499 + GST. It is waived if you meet the annual spend threshold.
What is the reward rate on Kotak League Platinum?
Kotak League Platinum offers 1. Check the benefits section above for category-specific accelerators.
How to apply for Kotak League Platinum?
You can apply online through Kotak's website. Eligibility requires a credit score of 750+ and income as per bank criteria. Click the Apply button on this page for a direct, unbiased apply link.
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Quick facts
Annual feeRs.499
NetworkVisa/Mastercard
BankKotak
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