Is Tata Neu Infinity HDFC good for travel?

Tata Neu Infinity HDFC is a shopping card from HDFC. It is not primarily a travel card, but may offer some travel benefits.

HDFC • shopping

Tata Neu Infinity HDFC

Q: What is the annual fee of Tata Neu Infinity HDFC?

The annual fee for Tata Neu Infinity HDFC is Rs.1499 + GST.

Q: How to apply for Tata Neu Infinity HDFC?

You can apply for Tata Neu Infinity HDFC online through HDFC's website or through CreditIQ's unbiased apply link. Eligibility typically requires a credit score of 750+ and a minimum income as per bank criteria.

Honest review — No affiliate bias — Updated May 2026

CreditIQ Score

8.2

out of 10

Rs. 1,499

Annual Fee

Rs. 1,499

Joining Fee

Visa/Mastercard

Network

shopping

CreditIQ Verdict

The Tata Neu Infinity HDFC is a shopping credit card from HDFC with an annual fee of Rs.1,499. The fee is justified if you maximise the card benefits. Best suited for users who spend regularly on shopping categories and want to earn meaningful rewards.

Key Benefits

5% NeuCoins on Tata Neu app

1.5% on Tata brands (BigBasket, Croma, etc.)

Bonus on Tata Neu UPI spends

Fees & Charges

Annual FeeRs. 1,499 + GST

Joining FeeRs. 1,499 + GST

Interest Rate41.88% per annum (3.33% per month)

Forex Markup3.5% on international transactions

Cash Advance2.5% of amount (min Rs. 500)

Late PaymentRs. 0 – Rs. 1,300 (based on outstanding)

Who Should Apply?

Good fit if you...

+ Spend on shopping regularly

+ Spend Rs.5,996+ per month

+ Have a good credit score (750+)

+ Earn Rs.0.3L+ annually

Skip if you...

- Travel internationally often (high forex markup)

- Carry a balance month-to-month

- Are a first-time credit card user

- Already have a similar card

Frequently Asked Questions

What is the annual fee of Tata Neu Infinity HDFC?

The annual fee is Rs.1,499 + GST. It is waived if you meet the annual spend threshold.

What is the reward rate on Tata Neu Infinity HDFC?

Tata Neu Infinity HDFC offers 1.5. Check the benefits section above for category-specific accelerators.

How to apply for Tata Neu Infinity HDFC?

You can apply online through HDFC's website. Eligibility requires a credit score of 750+ and income as per bank criteria. Click the Apply button on this page for a direct, unbiased apply link.

Applying via CreditIQ

Zero affiliate bias. We show all cards equally — ranked by value, not commission.

Apply Now Compare with other cards

Quick facts

Annual feeRs.1,499

NetworkVisa/Mastercard

BankHDFC

Other HDFC cards

HDFC Infinia Metal Edition

Rs.12,500 annual fee

HDFC Regalia Gold

Rs.2,500 annual fee