CreditIQ Verdict
The American Express Platinum Travel is a travel credit card from AmEx with an annual fee of Rs.5,000. The fee is justified if you maximise the card benefits. Best suited for users who spend regularly on travel categories and want to earn meaningful rewards.
Fees & Charges
Annual FeeRs. 5,000 + GST
Joining FeeRs. 5,000 + GST
Interest Rate42% per annum (3.33% per month)
Forex Markup3.5% on international transactions
Cash Advance2.5% of amount (min Rs. 500)
Late PaymentRs. 0 - Rs. 1,300 (based on outstanding)
What the community says
LIVEcard comparison@everypaisamattersINSTAGRAM
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card comparison@pointsflywithvibhavINSTAGRAM
Different credit cards offer significantly different rewards across spending categories, requiring strategic card selection to maximize returns and avoid payment platforms that eliminate rewards.
Using the WRONG card for these payments is quietly costing you thousands every year 💣💳
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Frequently Asked Questions
What is the annual fee of American Express Platinum Travel?
The annual fee is Rs.5,000 + GST. It is waived if you meet the annual spend threshold.
What is the reward rate on American Express Platinum Travel?
American Express Platinum Travel offers 1. Check the benefits section above for category-specific accelerators.
How to apply for American Express Platinum Travel?
You can apply online through AmEx's website. Eligibility requires a credit score of 750+ and income as per bank criteria. Click the Apply button on this page for a direct, unbiased apply link.