CreditIQ Verdict
The Axis Bank Horizon Credit Card is a travel credit card from Axis with an annual fee of Rs.2,500. The fee is justified if you maximise the card benefits. Best suited for users who spend regularly on travel categories and want to earn meaningful rewards.
Fees & Charges
Annual FeeRs. 2,500 + GST
Joining FeeRs. 2,500 + GST
Interest Rate52.86% per annum (3.33% per month)
Forex Markup3.5% on international transactions
Cash Advance2.5% of amount (min Rs. 500)
Late PaymentRs. 0 - Rs. 1,300 (based on outstanding)
What the community says
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strategy@creditcardtalksINSTAGRAM
Prioritize instant discounts and cashback over future rewards points when the immediate savings are mathematically superior.
Most people think credit cards are about free flights, hotel stays, and reward points.
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The smartest credit ca...
strategy@thegreatindianmilesINSTAGRAM
Consolidating credit card points into a single loyalty program rather than spreading across multiple cards (HSBC, HDFC, Axis) improves redemption options for flight bookings.
If your points are spread across HSBC, HDFC and Axis, THIS is why you can never book a good flight — funnel them all into one program. Send ...
Frequently Asked Questions
What is the annual fee of Axis Bank Horizon Credit Card?
The annual fee is Rs.2,500 + GST. It is waived if you meet the annual spend threshold.
What is the reward rate on Axis Bank Horizon Credit Card?
Axis Bank Horizon Credit Card offers 1. Check the benefits section above for category-specific accelerators.
How to apply for Axis Bank Horizon Credit Card?
You can apply online through Axis's website. Eligibility requires a credit score of 750+ and income as per bank criteria. Click the Apply button on this page for a direct, unbiased apply link.