Calculators

Credit card calculators

Know exactly what you pay and what you earn before you swipe.

EMI Calculator

Convert a large purchase to monthly EMIs.

Purchase amount₹50.0K
Tenure (months)6mo
Interest rate (annual %)14%
Monthly EMI8,677
Total payment52,061
Total interest2,061

Revolving Interest

Cost of carrying an unpaid balance month-to-month.

Outstanding balance₹25.0K
Your card APR42%
Months unpaid3 months
Monthly interest875
Total interest (3mo)2,625
Always pay in full. This is what the bank earns from you.

Reward Calculator

Annual reward value from your card.

Monthly spend₹50.0K
Reward rate1%
Value per point (₹)₹0.25
Monthly reward125
Annual reward value1,500
Use Smart Match for personalised card recommendations.

Forex Markup Calculator

How much you pay extra on international transactions.

International spend (₹)₹1.00L
Your card's markup3.5%
Forex charge paid3,500
Savings vs 1.5% card2,000
YES Marquee and IDFC Wealth have 0% forex markup.