Fees & Charges
Annual FeeRs. 500 + GST
Joining FeeRs. 500 + GST
Interest Rate23.88% per annum (3.33% per month)
Forex Markup3.5% on international transactions
Cash Advance2.5% of amount (min Rs. 500)
Late PaymentRs. 0 - Rs. 1,300 (based on outstanding)
What the community says
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PointsCasa Transfer Calculator helps Indian credit card users maximize point value by visualizing all transfer paths, conversion ratios, and active bonuses in one free tool.
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Frequently Asked Questions
What is the annual fee of HDFC MoneyBack+?
The annual fee is Rs.500 + GST. It is waived if you meet the annual spend threshold.
What is the reward rate on HDFC MoneyBack+?
HDFC MoneyBack+ offers 2. Check the benefits section above for category-specific accelerators.
How to apply for HDFC MoneyBack+?
You can apply online through HDFC's website. Eligibility requires a credit score of 750+ and income as per bank criteria. Click the Apply button on this page for a direct, unbiased apply link.