CreditIQINTELLIGENCE
CreditIQIntelligence
CreditIQ Premium

Your cards, your points, one dashboard.

Link your HDFC, Axis, Amex and every other card. See all your points live. Combine them. Redeem directly for flights and hotels. No app switching. No points rotting.

Free forever
₹0
No credit card required
93+ cards across 17 banks
Smart Match card finder
Points optimizer (basic)
Devaluation tracker
EMI & reward calculators
Application status tracker
Card comparison (up to 4)
Continue free
Most popular
Premium
₹149/month
Save ₹600/year · billed ₹1788 annually
Everything in free, plus:
Link your actual credit cards
Live points balance — all cards in one view
Multi-card point aggregator — combine HDFC + Axis + Amex
Redeem points for flights directly
Redeem points for hotel stays directly
Instant devaluation alerts via WhatsApp + email
AI strategy for your exact card portfolio
Approval odds for every card
Spend tracker + best card per category
Unlimited card comparisons
Start free 7-day trial →
No payment needed to start trial

Features no other platform has

Built for people who take their rewards seriously

Industry first in India

Multi-card aggregator

See all your points in one place. HDFC Reward Points + Axis EDGE miles + Amex MR — combined, ranked, ready to redeem.

Coming soon

Direct booking

Search flights and hotels by points cost, not cash. Book directly. We handle the redemption path — you get the seat.

AI-powered

Portfolio optimizer

Which card should you use for groceries? For dining? For fuel? AI analyses your full card portfolio and tells you the optimal card for every spend category.

Frequently asked questions

Start your 7-day free trial

No payment needed. Cancel anytime. All premium features unlocked from day one.

Get started — it's free for 7 days
Then ₹149/month · Cancel anytime