Application tracker
Track your card application
Direct links to every bank's application status page. Know exactly where your application stands.
HD
HDFC Bank
Typically 7-15 days
Typical process
1
Apply online2
Verification call within 48hrs3
Physical verification4
Card dispatched in 7-10 daysSB
SBI Card
Typically 10-21 days
Typical process
1
Apply online2
Document verification3
Credit assessment4
Card dispatched in 10-15 daysIC
ICICI Bank
Typically 7-14 days
Typical process
1
Apply online2
Instant decision in some cases3
Physical verification4
Card dispatched in 7-14 daysAx
Axis Bank
Typically 7-14 days
Typical process
1
Apply online2
Credit bureau check3
Income verification4
Card dispatched in 7-14 daysKo
Kotak Bank
Typically 7-10 days
Typical process
1
Apply online2
KYC verification3
Credit assessment4
Card dispatched in 7-10 daysAm
American Express
Typically 10-21 days
Typical process
1
Apply online2
Document submission3
Credit review4
Card dispatched in 10-14 daysID
IDFC FIRST Bank
Typically 5-10 days
Typical process
1
Apply online2
Video KYC (many cases)3
Credit assessment4
Card dispatched in 5-7 daysRB
RBL Bank
Typically 7-14 days
Typical process
1
Apply online2
Document verification3
Credit check4
Card dispatched in 7-14 daysYE
YES Bank
Typically 7-15 days
Typical process
1
Apply online2
KYC verification3
Credit assessment4
Card dispatched in 7-15 daysIn
IndusInd Bank
Typically 10-21 days
Typical process
1
Apply online2
In-person verification3
Credit assessment4
Card dispatched in 10-15 daysSt
Standard Chartered
Typically 7-14 days
Typical process
1
Apply online2
Document verification3
Credit bureau check4
Card dispatched in 7-14 daysAU
AU Bank
Typically 5-10 days
Typical process
1
Apply online2
Video KYC3
Credit assessment4
Card dispatched in 5-10 daysHS
HSBC Bank
Typically 10-14 days
Typical process
1
Apply online2
Document verification3
Credit review4
Card dispatched in 10-14 daysTips for faster approval
📞Call the bank's credit card helpline after 5 working days if no update.
📧Check your registered email — most banks send status emails at each stage.
📱SMS your application reference number to the bank's SMS service.
⚠️A "verification pending" status usually means a physical visit or document is needed.
❌If rejected, wait 6 months before applying again — multiple rejections hurt your score.
What the statuses mean
Application Received
Bank has your application. No action needed yet.
Under Verification
Bank is verifying your documents and details. May call you.
Credit Assessment
Credit bureau check in progress. Final decision coming soon.
Approved
Congratulations. Card will be dispatched within 3-5 working days.
Dispatched
Card is on its way. Track via courier link sent to your email.
Rejected
Wait 6 months. Check your credit score and address any issues before re-applying.
Documents Pending
Submit the requested documents immediately to avoid rejection.