Points optimizer
Don't let your points rot as statement credit.
Pick your card. Enter your balance. We rank every redemption path by rupee value.
Best redemption
₹90.0K
Singapore KrisFlyer (1:1)
Worst case
₹15.0K
Gap: ₹75.0K
Your potential leverage by picking right
All redemption paths - ranked by value
1
Singapore KrisFlyer (1:1)
Premium cabin sweet spots - 1.80/pt
₹90.0K
best
2
Marriott Bonvoy (1:1)
Luxury hotels - 1.30/pt
₹65.0K
-₹25.0K
3
SmartBuy Flights
Domestic flights - 1.00/pt
₹50.0K
-₹40.0K
4
SmartBuy Hotels
Hotel bookings - 1.00/pt
₹50.0K
-₹40.0K
5
HDFC Catalog
product redemption - 0.50/pt
₹25.0K
-₹65.0K
6
cashback
Statement credit - 0.30/pt
₹15.0K
-₹75.0K