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SBI · entry tier
SBI SimplySAVE
Offline shoppers — grocery, dining, departmental stores
Joining fee
₹499
Annual fee
₹499
Base rate
0.25%
Expert rating
6.8/10
— Real annual value
What's it actually worth for you?
₹50.0K
Gross rewards₹1,500
Fees-₹998
Net annual value+₹502
Value breakdown
Base rate (0.25%)+₹1,500
Annual fee₹499
Joining fee (year 1)₹499
— Highlights
- 10X rewards on grocery
- Fee waiver on ₹1L spend