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SBI · super premium tier
SBI Card AURUM
SBI super-premium card with golf and concierge
Joining fee
₹10.0K
Annual fee
₹10.0K
Base rate
2%
Expert rating
8.2/10
— Real annual value
What's it actually worth for you?
₹50.0K
Gross rewards₹12,000
Fees-₹19,998
Net annual value₹7,998
Value breakdown
Base rate (2%)+₹12,000
Annual fee₹9,999
Joining fee (year 1)₹9,999
— Highlights
- Golf privileges
- Priority Pass lounge