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Kotak · entry tier
Kotak Essentia Platinum
Grocery and departmental store shoppers
Joining fee
FREE
Annual fee
FREE
Base rate
0.5%
Expert rating
6.0/10
— Real annual value
What's it actually worth for you?
₹50.0K
Gross rewards₹3,000
Fees-₹0
Net annual value+₹3,000
Value breakdown
Base rate (0.5%)+₹3,000
— Highlights
- 10X on grocery
- Zero annual fee