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IDFC · entry tier
IDFC FIRST Bank WOW Credit Card
FD-backed card for those building credit — zero fees
Joining fee
FREE
Annual fee
FREE
Base rate
0.67%
Expert rating
6.8/10
— Real annual value
What's it actually worth for you?
₹50.0K
Gross rewards₹4,020
Fees-₹0
Net annual value+₹4,020
Value breakdown
Base rate (0.67%)+₹4,020
— Highlights
- Zero annual fee
- FD-backed approval