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IDFC · entry tier

IDFC FIRST Bank WOW Credit Card

FD-backed card for those building credit — zero fees

Joining fee
FREE
Annual fee
FREE
Base rate
0.67%
Expert rating
6.8/10
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IDFC
CLASSIC
•••• •••• •••• -WOW
CARDIQ MEMBER
FIRST Bank WOW
— Real annual value

What's it actually worth for you?

₹50.0K
Gross rewards₹4,020
Fees-₹0
Net annual value+₹4,020
Value breakdown
Base rate (0.67%)+4,020
— Highlights
  • Zero annual fee
  • FD-backed approval
— Redemption paths

Every way to spend your reward points

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