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IDFC · entry tier
IDFC FIRST Bank Millennia
Young earners wanting a free card with online rewards
Joining fee
FREE
Annual fee
FREE
Base rate
1%
Expert rating
7.2/10
— Real annual value
What's it actually worth for you?
₹50.0K
Gross rewards₹6,000
Fees-₹0
Net annual value+₹6,000
Value breakdown
Base rate (1%)+₹6,000
— Highlights
- 5% on online spends
- Zero annual fee