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IDBI · entry tier
IDBI Bank Imperium Platinum
IDBI Bank account holders wanting a starter card
Joining fee
₹500
Annual fee
₹500
Base rate
0.5%
Expert rating
5.5/10
— Real annual value
What's it actually worth for you?
₹50.0K
Gross rewards₹3,000
Fees-₹1,000
Net annual value+₹2,000
Value breakdown
Base rate (0.5%)+₹3,000
Annual fee₹500
Joining fee (year 1)₹500
— Highlights
- Basic rewards
- IDBI account integration