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HDFC · mid tier
HDFC Diners Club Miles
Diners Club lounge access with a lower fee
Joining fee
₹1.0K
Annual fee
₹1.0K
Base rate
1%
Expert rating
7.2/10
— Real annual value
What's it actually worth for you?
₹50.0K
Gross rewards₹6,000
Fees-₹2,000
Net annual value+₹4,000
Value breakdown
Base rate (1%)+₹6,000
Annual fee₹1,000
Joining fee (year 1)₹1,000
— Highlights
- Diners Club lounge access
- Milestone benefits