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Federal · premium tier
Federal Bank Celesta Credit Card
Premium Federal Bank customers
Joining fee
₹7.0K
Annual fee
₹7.0K
Base rate
2%
Expert rating
7.5/10
— Real annual value
What's it actually worth for you?
₹50.0K
Gross rewards₹12,000
Fees-₹14,000
Net annual value₹2,000
Value breakdown
Base rate (2%)+₹12,000
Annual fee₹7,000
Joining fee (year 1)₹7,000
— Highlights
- Priority Pass lounge
- Concierge service