#1
Devalued
SBI · entry
SBI Cashback Credit Card
Pure online cashback hunters under ₹40K monthly online spend
₹999/year
1% base rewards
Cashback card
APR if balance carried45%
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— 10 cards tracked
#2
SBI · super premium
SBI Card AURUM
SBI super-premium card with golf and concierge
₹9,999/year
2% base rewards
Lounge access
APR if balance carried42%
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#3
SBI · entry
SBI Card BPCL Octane
BPCL loyal customers — highest fuel cashback in India
₹1,499/year
1% base rewards
Cashback card
APR if balance carried45%
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SBI · entry
SBI Card SimplyCLICK
Online shoppers on partner platforms
₹499/year
0.25% base rewards
Cashback card
APR if balance carried42%
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SBI · premium
Club Vistara SBI Card PRIME
Vistara/Air India frequent flyers via SBI
₹2,999/year
1% base rewards
Lounge access
APR if balance carried42%
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SBI · premium
Air India SBI Signature
Frequent Air India travelers
₹4,999/year
1.5% base rewards
Lounge access
APR if balance carried45%
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SBI · mid
SBI Card PRIME
Mid-tier SBI card with milestone benefits
₹2,999/year
1% base rewards
Lounge access
APR if balance carried42%
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SBI · mid
SBI ELITE
Mid-premium travelers
₹4,999/year
0.5% base rewards
Lounge access
APR if balance carried45%
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SBI · entry
SBI Card PULSE
Health and fitness enthusiasts — gym and pharmacy rewards
₹1,499/year
1% base rewards
entry tier
APR if balance carried42%
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SBI · entry
SBI SimplySAVE
Offline shoppers — grocery, dining, departmental stores
₹499/year
0.25% base rewards
entry tier
APR if balance carried42%
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