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SBI · entry tier
SBI Card BPCL Octane
BPCL loyal customers — highest fuel cashback in India
Joining fee
₹1.5K
Annual fee
₹1.5K
Base rate
1%
Expert rating
8.0/10
— Real annual value
What's it actually worth for you?
₹50.0K
Gross rewards₹7,500
Fees-₹1,499
Net annual value+₹6,001
Value breakdown
Base rate (1%)+₹6,000
Welcome benefit+₹1,500
Annual fee (waived)+₹0
Joining fee (year 1)₹1,499
— Highlights
- 7.25% back on BPCL fuel
- Best fuel card in India
— Reward rates
Earn by category
bpcl-fuel
7.25%
7.25% value back on BPCL fuel (25X points)
grocery-dining
3X