SBI • premium
Air India SBI Signature
Frequent Air India travelers
Annual Fee
Rs.5.0K
Joining Fee
Rs.5.0K
Base Rate
1.5%
Our rating
7.5/10
Our rating is our own hand-set overall judgment of this card — not a computed score. How we set it →
SBI
AIR INDIA SBI SIGNATURE
premium
.. .. .. ..
VISA
Real Annual Value
What's it actually worth for you?
Monthly SpendRs.50.0K
Gross rewardsRs.18,000
Annual fee-Rs.9,998
Net annual value+Rs.8,002
Value Breakdown
Base rate (1.5%)+Rs.9,000
Welcome benefit+Rs.5,000
Lounge access (8 visits)+Rs.4,000
Annual feeRs.4,999
Joining fee (year 1)Rs.4,999
Highlights
- 10X miles on Air India
- 20K welcome miles
Reward Rates
Earn by category
air-india
10X
10 miles per Rs.100 on Air India (cut from 30 on 2025-03-31); ~1L bonus pts/yr cap
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Questions
Frequently asked questions
What is the annual fee of Air India SBI Signature?
The annual fee is Rs.5.0K + GST. It may be waived if you meet the annual spend threshold.
What is the reward rate on Air India SBI Signature?
Air India SBI Signature earns a base rate of 1.5%. See the reward-rates section above for category accelerators.
How to apply for Air India SBI Signature?
Apply online through SBI's website, or use the Apply & Earn button on this page for a direct, unbiased apply link. Eligibility typically needs a credit score of 750+ and income as per bank criteria.