#1
Kotak · premium
Kotak White Credit Card
High-spend Kotak customers wanting premium rewards
₹3,000/year
2% base rewards
premium tier
APR if balance carried45%
Rate this card
— 6 cards tracked
#2
Kotak · mid
Kotak Privy League Signature
Kotak Privy League banking customers
₹2,500/year
1.5% base rewards
mid tier
APR if balance carried45%
Rate this card
#3
Kotak · mid
Kotak Royale Signature
Kotak customers wanting mid-tier rewards
₹1,499/year
1.5% base rewards
mid tier
APR if balance carried45%
Rate this card
Kotak · entry
Kotak 811 #DreamDifferent
First-time credit card users / FD-backed approval
Zero annual fee
0.5% base rewards
entry tier
APR if balance carried45%
Rate this card
Kotak · entry
Kotak League Platinum
Kotak bank account holders wanting a starter rewards card
₹499/year
1% base rewards
entry tier
APR if balance carried45%
Rate this card
Kotak · entry
Kotak Essentia Platinum
Grocery and departmental store shoppers
Zero annual fee
0.5% base rewards
entry tier
APR if balance carried45%
Rate this card