Kotak • mid
Kotak Royale Signature
Kotak customers wanting mid-tier rewards
Annual Fee
Rs.1.5K
Joining Fee
Rs.1.5K
Base Rate
1.5%
Our rating
6.8/10
Our rating is our own hand-set overall judgment of this card — not a computed score. How we set it →
KOTAK
KOTAK ROYALE SIGNATURE
mid
.. .. .. ..
VISA
Real Annual Value
What's it actually worth for you?
Monthly SpendRs.50.0K
Gross rewardsRs.12,025
Annual fee-Rs.1,499
Net annual value+Rs.10,526
Value Breakdown
dining (3x)+Rs.675
travel (4x)+Rs.600
Base rate (1.5%)+Rs.6,750
Lounge access (4 visits)+Rs.4,000
Annual fee (waived)+Rs.0
Joining fee (year 1)Rs.1,499
Highlights
- 4X on travel
- 3X on dining
- Domestic lounge access
Reward Rates
Earn by category
travel
4X
dining
3X
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Questions
Frequently asked questions
What is the annual fee of Kotak Royale Signature?
The annual fee is Rs.1.5K + GST. It may be waived if you meet the annual spend threshold.
What is the reward rate on Kotak Royale Signature?
Kotak Royale Signature earns a base rate of 1.5%. See the reward-rates section above for category accelerators.
How to apply for Kotak Royale Signature?
Apply online through Kotak's website, or use the Apply & Earn button on this page for a direct, unbiased apply link. Eligibility typically needs a credit score of 750+ and income as per bank criteria.