HDFC Infinia Metal Edition vs ICICI Bank Emeralde Private Metal Credit Card
Side-by-side comparison · Zero bank bias · Updated June 2026
Annual Fee
Rs.12500
Rs.12000WINNER
Base Reward Rate
3.33%
4%WINNER
Tier
super-premium
ultra-premium
Lounge Access
0 visits/yrWINNER
0 visits/yr
HDFC Infinia Metal Edition — Key Benefits
+Complimentary airport lounge access across domestic and international networks
+Zero forex markup on international transactions
+Comprehensive travel insurance and concierge services
+Accelerated rewards on dining and travel categories
ICICI Bank Emeralde Private Metal Credit Card — Key Benefits
Not sure which card to get?
Tell CIRA your spending pattern and get a personalised recommendation in 30 seconds.
Find my card →