Back to all cards
Yes · mid tier
YES FIRST Preferred Credit Card
Travel + dining rewards at mid-tier fee
Joining fee
₹1.5K
Annual fee
₹1.5K
Base rate
1.5%
Expert rating
7.5/10
— Real annual value
What's it actually worth for you?
₹50.0K
Gross rewards₹13,000
Fees-₹1,499
Net annual value+₹11,501
Value breakdown
Base rate (1.5%)+₹9,000
Lounge access (9 visits)+₹4,000
Annual fee (waived)+₹0
Joining fee (year 1)₹1,499
— Highlights
- 6X on travel/dining
- Low forex markup (1.75%)
- 6 domestic lounges
— Redemption paths
Every way to spend your reward points
1
YES Rewardz
₹0.50
per point
2
cashback
₹0.25
per point
— Reward rates
Earn by category
travel-dining
6X