Yes • mid
YES FIRST Preferred Credit Card
Travel + dining rewards at mid-tier fee
Annual Fee
Rs.1.5K
Joining Fee
Rs.1.5K
Base Rate
1.5%
Our rating
7.5/10
Our rating is our own hand-set overall judgment of this card — not a computed score. How we set it →
YES
YES FIRST PREFERRED CREDIT CARD
mid
.. .. .. ..
VISA
Real Annual Value
What's it actually worth for you?
Monthly SpendRs.50.0K
Gross rewardsRs.13,000
Annual fee-Rs.1,499
Net annual value+Rs.11,501
Value Breakdown
Base rate (1.5%)+Rs.9,000
Lounge access (9 visits)+Rs.4,000
Annual fee (waived)+Rs.0
Joining fee (year 1)Rs.1,499
Highlights
- 6X on travel/dining
- Low forex markup (1.75%)
- 6 domestic lounges
Reward Rates
Earn by category
travel-dining
6X
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Questions
Frequently asked questions
What is the annual fee of YES FIRST Preferred Credit Card?
The annual fee is Rs.1.5K + GST. It may be waived if you meet the annual spend threshold.
What is the reward rate on YES FIRST Preferred Credit Card?
YES FIRST Preferred Credit Card earns a base rate of 1.5%. See the reward-rates section above for category accelerators.
How to apply for YES FIRST Preferred Credit Card?
Apply online through Yes's website, or use the Apply & Earn button on this page for a direct, unbiased apply link. Eligibility typically needs a credit score of 750+ and income as per bank criteria.