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HDFC · mid tier
Tata Neu Infinity HDFC
Heavy users of Tata ecosystem (BigBasket, Croma, 1mg, Westside)
Joining fee
₹1.5K
Annual fee
₹1.5K
Base rate
1.5%
Expert rating
7.8/10
— Real annual value
What's it actually worth for you?
₹50.0K
Gross rewards₹21,400
Fees-₹1,499
Net annual value+₹19,901
Value breakdown
tata-neu-app (5%)+₹12,000
tata-partners (1.5%)+₹3,600
Base rate (1.5%)+₹1,800
Lounge access (12 visits)+₹4,000
Annual fee (waived)+₹0
Joining fee (year 1)₹1,499
— Highlights
- 5% NeuCoins on Tata Neu
- Domestic + intl lounges
- NeuCoins = 1:1 INR
— Drawbacks
- NeuCoins only usable in Tata ecosystem
— Redemption paths
Every way to spend your neucoins
1
Tata Neu app (1:1)
BigBasket, Croma, 1mg, Westside
₹1.00
per point
— Reward rates
Earn by category
tata-neu-app
5%
5% NeuCoins on Tata Neu app
tata-partners
1.5%
1.5% on Tata brands (BigBasket, Croma, etc.)
tata-neu-upi
1.5%
Bonus on Tata Neu UPI spends