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SC · premium tier
Standard Chartered Ultimate
High base reward rate seekers (3.33% flat)
Joining fee
₹5.0K
Annual fee
₹5.0K
Base rate
3.3%
Expert rating
8.7/10
— Real annual value
What's it actually worth for you?
₹50.0K
Gross rewards₹19,800
Fees-₹5,000
Net annual value+₹14,800
Value breakdown
Base rate (3.3%)+₹19,800
Annual fee (waived)+₹0
Joining fee (year 1)₹5,000
— Highlights
- 3.33% flat reward
- Unlimited lounges
- 1:1 cashback redemption (no haircut)
— Redemption paths
Every way to spend your reward points
1
cashback
1:1 statement credit
₹1.00
per point