SC • premium
Standard Chartered Ultimate
High base reward rate seekers (3.33% flat)
Annual Fee
Rs.5.0K
Joining Fee
Rs.5.0K
Base Rate
3.3%
Our rating
8.7/10
Our rating is our own hand-set overall judgment of this card — not a computed score. How we set it →
SC
STANDARD CHARTERED ULTIMATE
premium
.. .. .. ..
VISA
Real Annual Value
What's it actually worth for you?
Monthly SpendRs.50.0K
Gross rewardsRs.19,800
Annual fee-Rs.5,000
Net annual value+Rs.14,800
Value Breakdown
Base rate (3.3%)+Rs.19,800
Annual fee (waived)+Rs.0
Joining fee (year 1)Rs.5,000
Highlights
- 3.33% flat reward
- Unlimited lounges
- 1:1 cashback redemption (no haircut)
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Questions
Frequently asked questions
What is the annual fee of Standard Chartered Ultimate?
The annual fee is Rs.5.0K + GST. It may be waived if you meet the annual spend threshold.
What is the reward rate on Standard Chartered Ultimate?
Standard Chartered Ultimate earns a base rate of 3.3%. See the reward-rates section above for category accelerators.
How to apply for Standard Chartered Ultimate?
Apply online through SC's website, or use the Apply & Earn button on this page for a direct, unbiased apply link. Eligibility typically needs a credit score of 750+ and income as per bank criteria.