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SC · entry tier
Standard Chartered Smart Credit Card
SC banking customers wanting a simple free cashback card
Joining fee
FREE
Annual fee
FREE
Base rate
1%
Expert rating
7.5/10
— Real annual value
What's it actually worth for you?
₹50.0K
Gross rewards₹15,600
Fees-₹0
Net annual value+₹15,600
Value breakdown
online (5%)+₹12,000
Base rate (1%)+₹3,600
— Highlights
- Lifetime free
- 5% online cashback
- Auto cashback credit
— Reward rates
Earn by category
online
5%
Capped at ₹1.0K/month