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SC · entry tier

Standard Chartered DigiSmart

Millennials heavy on OTT, food delivery and Myntra

Joining fee
₹49
Annual fee
₹49
Base rate
1%
Expert rating
7.8/10
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SC
CLASSIC
•••• •••• •••• MART
CARDIQ MEMBER
Standard Chartered DigiSmart
— Real annual value

What's it actually worth for you?

₹50.0K
Gross rewards₹6,000
Fees-₹98
Net annual value+₹5,902
Value breakdown
Base rate (1%)+6,000
Annual fee49
Joining fee (year 1)49
— Highlights
  • 20% off OTT subscriptions
  • 10% on Myntra
  • 10% on Swiggy/Zomato
  • Only ₹49/month
— Redemption paths

Every way to spend your cashback

1
cashback
1.00
per point
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— Reward rates

Earn by category

myntra
10%
netflix-prime
20%
20% off Netflix/Prime (up to ₹200/month)
swiggy-zomato
10%