Back to all cards
RBL · entry tier
RBL ShopRite
Grocery-heavy spenders
Joining fee
₹500
Annual fee
₹500
Base rate
1%
Expert rating
6.0/10
— Real annual value
What's it actually worth for you?
₹50.0K
Gross rewards₹8,880
Fees-₹500
Net annual value+₹8,380
Value breakdown
grocery (5%)+₹3,600
Base rate (1%)+₹5,280
Annual fee (waived)+₹0
Joining fee (year 1)₹500
— Highlights
- 5% on groceries
- Low joining fee
— Drawbacks
- ₹117 redemption fee
- Low base rate
— Redemption paths
Every way to spend your reward points
1
cashback
₹117 redemption fee per redemption
₹0.25
per point
— Reward rates
Earn by category
grocery
5%
20 pts per ₹100 on grocery (cap)