Real Annual Value
What's it actually worth for you?
Monthly SpendRs.50.0K
Gross rewardsRs.8,880
Annual fee-Rs.500
Net annual value+Rs.8,380
Value Breakdown
grocery (5%)+Rs.3,600
Base rate (1%)+Rs.5,280
Annual fee (waived)+Rs.0
Joining fee (year 1)Rs.500
Highlights
- 5% on groceries
- Low joining fee
Drawbacks
- Rs.117 redemption fee
- Low base rate
Reward Rates
Earn by category
grocery
5%
20 pts per Rs.100 on grocery (cap)