IndusInd • premium
IndusInd Bank Celesta Credit Card
IndusInd premium banking customers
Annual Fee
Rs.10.0K
Joining Fee
Rs.10.0K
Base Rate
2%
Our rating
7.8/10
Our rating is our own hand-set overall judgment of this card — not a computed score. How we set it →
INDUSIND
INDUSIND BANK CELESTA CREDIT CARD
premium
.. .. .. ..
VISA
Real Annual Value
What's it actually worth for you?
Monthly SpendRs.50.0K
Gross rewardsRs.15,520
Annual fee-Rs.20,000
Net annual valueRs.4,480
Value Breakdown
travel (3x)+Rs.720
Base rate (2%)+Rs.10,800
Lounge access (18 visits)+Rs.4,000
Annual feeRs.10,000
Joining fee (year 1)Rs.10,000
Highlights
- 6 golf rounds
- 12 domestic lounge visits
- Low forex markup
Reward Rates
Earn by category
travel
3X
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Questions
Frequently asked questions
What is the annual fee of IndusInd Bank Celesta Credit Card?
The annual fee is Rs.10.0K + GST. It may be waived if you meet the annual spend threshold.
What is the reward rate on IndusInd Bank Celesta Credit Card?
IndusInd Bank Celesta Credit Card earns a base rate of 2%. See the reward-rates section above for category accelerators.
How to apply for IndusInd Bank Celesta Credit Card?
Apply online through IndusInd's website, or use the Apply & Earn button on this page for a direct, unbiased apply link. Eligibility typically needs a credit score of 750+ and income as per bank criteria.