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IndusInd · premium tier
IndusInd Bank Celesta Credit Card
IndusInd premium banking customers
Joining fee
₹10.0K
Annual fee
₹10.0K
Base rate
2%
Expert rating
7.8/10
— Real annual value
What's it actually worth for you?
₹50.0K
Gross rewards₹15,520
Fees-₹20,000
Net annual value₹4,480
Value breakdown
travel (3x)+₹720
Base rate (2%)+₹10,800
Lounge access (18 visits)+₹4,000
Annual fee₹10,000
Joining fee (year 1)₹10,000
— Highlights
- 6 golf rounds
- 12 domestic lounge visits
- Low forex markup
— Reward rates
Earn by category
travel
3X