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IDFCpremium

IDFC FIRST Wealth

Premium card seekers who refuse to pay annual fees

Annual Fee
FREE
Joining Fee
FREE
Base Rate
1.65%
CreditIQ Score
9.0/10
IDFC
IDFC FIRST WEALTH
premium
.. .. .. ..
VISA
Real Annual Value

What's it actually worth for you?

Monthly SpendRs.50.0K
Gross rewardsRs.13,900
Annual fee-Rs.0
Net annual value+Rs.13,900
Value Breakdown
Base rate (1.65%)+Rs.9,900
Lounge access (20 visits)+Rs.4,000
Highlights
  • Lifetime free
  • Unlimited lounge (domestic)
  • Lowest forex markup (1.5%)
  • Rs.1.25Cr insurance
Redemption Paths

Every way to spend your reward points

1
voucher
Rs.0.30
per point
2
cashback
Rs.0.25
per point
Reward Rates

Earn by category

over-20k-monthly
5X
10X points on >Rs.20K monthly spend
Ask me anything about cards!