← All cards
IDFCmid

IDFC FIRST Select Credit Card

Mid-income earners wanting a free card with lounge access

Annual Fee
FREE
Joining Fee
FREE
Base Rate
1.5%
CreditIQ Score
8.2/10
IDFC
IDFC FIRST SELECT CREDIT CARD
mid
.. .. .. ..
VISA
Real Annual Value

What's it actually worth for you?

Monthly SpendRs.50.0K
Gross rewardsRs.13,000
Annual fee-Rs.0
Net annual value+Rs.13,000
Value Breakdown
Base rate (1.5%)+Rs.9,000
Lounge access (8 visits)+Rs.4,000
Highlights
  • Lifetime free
  • 3X above Rs.20K spend
  • 8 lounge visits/year
Redemption Paths

Every way to spend your reward points

1
cashback
Rs.0.25
per point
Reward Rates

Earn by category

over-20k-monthly
3X
Ask me anything about cards!