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IDFCentry

IDFC FIRST Classic Credit Card

First credit card with low income requirement

Annual Fee
FREE
Joining Fee
FREE
Base Rate
1%
CreditIQ Score
6.5/10
IDFC
IDFC FIRST CLASSIC CREDIT CARD
entry
.. .. .. ..
VISA
Real Annual Value

What's it actually worth for you?

Monthly SpendRs.50.0K
Gross rewardsRs.4,800
Annual fee-Rs.0
Net annual value+Rs.4,800
Value Breakdown
online (2x)+Rs.1,200
Base rate (1%)+Rs.3,600
Highlights
  • Lifetime free
  • Low income requirement
  • No joining fee
Redemption Paths

Every way to spend your reward points

1
cashback
Rs.0.25
per point
Reward Rates

Earn by category

online
2X
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