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IDFC · entry tier
IDFC FIRST Classic Credit Card
First credit card with low income requirement
Joining fee
FREE
Annual fee
FREE
Base rate
1%
Expert rating
6.5/10
— Real annual value
What's it actually worth for you?
₹50.0K
Gross rewards₹4,800
Fees-₹0
Net annual value+₹4,800
Value breakdown
online (2x)+₹1,200
Base rate (1%)+₹3,600
— Highlights
- Lifetime free
- Low income requirement
- No joining fee
— Reward rates
Earn by category
online
2X