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ICICIpremium

ICICI Bank Sapphiro Credit Card

ICICI banking customers wanting premium benefits

Annual Fee
Rs.3.5K
Joining Fee
Rs.6.5K
Base Rate
2%
CreditIQ Score
7.3/10
ICICI
ICICI BANK SAPPHIRO CREDIT CARD
premium
.. .. .. ..
VISA
Real Annual Value

What's it actually worth for you?

Monthly SpendRs.50.0K
Gross rewardsRs.23,650
Annual fee-Rs.6,500
Net annual value+Rs.17,150
Value Breakdown
international (4x)+Rs.420
dining (2x)+Rs.630
Base rate (2%)+Rs.9,600
Welcome benefit+Rs.9,000
Lounge access (8 visits)+Rs.4,000
Annual fee (waived)+Rs.0
Joining fee (year 1)Rs.6,500
Highlights
  • Rs.9K welcome vouchers
  • Priority Pass lounges
  • 4X international
Redemption Paths

Every way to spend your reward points

1
voucher
Rs.0.35
per point
2
cashback
Rs.0.25
per point
Reward Rates

Earn by category

international
4X
dining
2X
Ask me anything about cards!