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ICICI · mid tier
ICICI Bank Rubyx Credit Card
Entertainment and travel with ICICI relationship
Joining fee
₹3.0K
Annual fee
₹2.0K
Base rate
1.5%
Expert rating
7.0/10
— Real annual value
What's it actually worth for you?
₹50.0K
Gross rewards₹17,730
Fees-₹3,000
Net annual value+₹14,730
Value breakdown
international (2x)+₹180
Base rate (1.5%)+₹8,550
Welcome benefit+₹5,000
Lounge access (4 visits)+₹4,000
Annual fee (waived)+₹0
Joining fee (year 1)₹3,000
— Highlights
- ₹5K welcome vouchers
- 2X on dining/entertainment
- 4 lounge visits
— Redemption paths
Every way to spend your reward points
1
voucher
₹0.30
per point
2
cashback
₹0.25
per point
— Reward rates
Earn by category
dining-entertainment
2X
international
2X