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HDFCentry

HDFC Millennia

Online shoppers with Rs.40K-1L monthly spend

Annual Fee
Rs.1.0K
Joining Fee
Rs.1.0K
Base Rate
1%
CreditIQ Score
8.0/10
HDFC
HDFC MILLENNIA
entry
.. .. .. ..
VISA
Real Annual Value

What's it actually worth for you?

Monthly SpendRs.50.0K
Gross rewardsRs.24,600
Annual fee-Rs.1,000
Net annual value+Rs.23,600
Value Breakdown
online (5%)+Rs.12,000
Base rate (1%)+Rs.3,600
Milestone: Rs.1,000 voucher per quarter on Rs.1L spend+Rs.4,000
Welcome benefit+Rs.1,000
Lounge access (8 visits)+Rs.4,000
Annual fee (waived)+Rs.0
Joining fee (year 1)Rs.1,000
Highlights
  • 5% on top 10 brands
  • 2.5% on all other online spends
  • Lounge access on Rs.1L quarterly spend
Redemption Paths

Every way to spend your cashback

1
cashback
Statement credit
Rs.1.00
per point
Reward Rates

Earn by category

online
5%
Cap: Rs.1.0K/mo
5% on Amazon, Flipkart, Myntra, Swiggy, Zomato, Uber, BookMyShow
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