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HDFC Freedom Credit Card
Students and first-timers wanting a free card
Annual Fee
FREE
Joining Fee
FREE
Base Rate
0.5%
Our rating
6.5/10
Our rating is our own hand-set overall judgment of this card — not a computed score. How we set it →
HDFC
HDFC FREEDOM CREDIT CARD
entry
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VISA
Real Annual Value
What's it actually worth for you?
Monthly SpendRs.50.0K
Gross rewardsRs.3,000
Annual fee-Rs.0
Net annual value+Rs.3,000
Value Breakdown
Base rate (0.5%)+Rs.3,000
Highlights
- Lifetime free
- 10X on EMI purchases
Reward Rates
Earn by category
emi
10X
10X on EMI transactions
dining-movies
5X
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Questions
Frequently asked questions
What is the annual fee of HDFC Freedom Credit Card?
HDFC Freedom Credit Card is a lifetime free card with zero annual fee.
What is the reward rate on HDFC Freedom Credit Card?
HDFC Freedom Credit Card earns a base rate of 0.5%. See the reward-rates section above for category accelerators.
How to apply for HDFC Freedom Credit Card?
Apply online through HDFC's website, or use the Apply & Earn button on this page for a direct, unbiased apply link. Eligibility typically needs a credit score of 750+ and income as per bank criteria.