Axis entry

Axis Bank My Zone Credit Card

Young professionals heavy on fashion and food delivery

Annual Fee
Rs.500
Joining Fee
Rs.500
Base Rate
1%
Our rating
7.4/10

Our rating is our own hand-set overall judgment of this card — not a computed score. How we set it →

AXIS
AXIS BANK MY ZONE CREDIT CARD
entry
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VISA
Real Annual Value

What's it actually worth for you?

Monthly SpendRs.50.0K
Gross rewardsRs.10,500
Annual fee-Rs.500
Net annual value+Rs.10,000
Value Breakdown
dining (5x)+Rs.900
Base rate (1%)+Rs.5,100
Welcome benefit+Rs.500
Lounge access (4 visits)+Rs.4,000
Annual fee (waived)+Rs.0
Joining fee (year 1)Rs.500
Highlights
  • 5X on Myntra/Ajio/Nykaa
  • 5X on Zomato/Swiggy
  • 4 free lounge visits
Redemption Paths

Every way to spend your reward points

1
cashback
Rs.0.20
per point
Reward Rates

Earn by category

online-shopping
5X
5X on Myntra, Ajio, Nykaa
dining
5X
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Questions

Frequently asked questions

What is the annual fee of Axis Bank My Zone Credit Card?
The annual fee is Rs.500 + GST. It may be waived if you meet the annual spend threshold.
What is the reward rate on Axis Bank My Zone Credit Card?
Axis Bank My Zone Credit Card earns a base rate of 1%. See the reward-rates section above for category accelerators.
How to apply for Axis Bank My Zone Credit Card?
Apply online through Axis's website, or use the Apply & Earn button on this page for a direct, unbiased apply link. Eligibility typically needs a credit score of 750+ and income as per bank criteria.
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