Real Annual Value
What's it actually worth for you?
Monthly SpendRs.50.0K
Gross rewardsRs.58,920
Annual fee-Rs.0
Net annual value+Rs.58,920
Value Breakdown
travel-edge (25x)+Rs.33,000
Base rate (4.8%)+Rs.25,920
Highlights
- 25X Travel Edge
- Best mile transfers (KrisFlyer, Marriott)
- Unlimited lounges
- Burgundy private banking
Drawbacks
- Burgundy relationship required
- Multiple devaluations in 2024-25
Reward Rates
Earn by category
travel-edge
25X
25X on Travel Edge portal
Devaluation History
Beware — this card has been devalued
01 Sept 2025
Capped milestone benefits introduced
reward rate