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Axis · mid tier
Axis Bank Horizon Credit Card
Mid-tier travel card without Magnus income requirement
Joining fee
₹2.5K
Annual fee
₹2.5K
Base rate
1%
Expert rating
7.5/10
— Real annual value
What's it actually worth for you?
₹50.0K
Gross rewards₹14,200
Fees-₹2,500
Net annual value+₹11,700
Value breakdown
travel-edge (5x)+₹3,000
dining (3x)+₹2,700
Base rate (1%)+₹4,500
Lounge access (8 visits)+₹4,000
Annual fee (waived)+₹0
Joining fee (year 1)₹2,500
— Highlights
- 5X on Travel Edge
- 8 lounge visits/year
- 3X on dining
— Redemption paths
Every way to spend your edge
1
Travel Edge
₹1.00
per point
2
cashback
₹0.20
per point
— Reward rates
Earn by category
travel-edge
5X
dining
3X