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Axis · premium tier
Axis Atlas
Travel-first users without Burgundy relationship
Joining fee
₹5.0K
Annual fee
₹5.0K
Base rate
2%
Expert rating
8.4/10
— Real annual value
What's it actually worth for you?
₹50.0K
Gross rewards₹29,000
Fees-₹10,000
Net annual value+₹19,000
Value breakdown
travel (5x)+₹4,200
Base rate (2%)+₹10,800
Milestone: Tier benefits+₹5,000
Welcome benefit+₹5,000
Lounge access (20 visits)+₹4,000
Annual fee₹5,000
Joining fee (year 1)₹5,000
— Highlights
- 10% effective on travel
- Mile transfers
- Tier-based bonuses
— Redemption paths
Every way to spend your miles
1
Marriott Bonvoy (2:1)
₹1.40
per point
2
Air India Maharaja (2:1)
₹1.00
per point
3
Travel Edge
₹1.00
per point
— Reward rates
Earn by category
travel
5X
5 Miles per ₹100 on travel (10x effectively)