Axis entry

Axis Bank ACE Credit Card

Bill payment + food delivery cashback seekers

Annual Fee
Rs.499
Joining Fee
Rs.499
Base Rate
1%
Our rating
8.3/10

Our rating is our own hand-set overall judgment of this card — not a computed score. How we set it →

AXIS
AXIS BANK ACE CREDIT CARD
entry
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VISA
Real Annual Value

What's it actually worth for you?

Monthly SpendRs.50.0K
Gross rewardsRs.10,000
Annual fee-Rs.499
Net annual value+Rs.9,501
Value Breakdown
Base rate (1%)+Rs.6,000
Lounge access (4 visits)+Rs.4,000
Annual fee (waived)+Rs.0
Joining fee (year 1)Rs.499
Highlights
  • 5% on Google Pay bill payments
  • 4% on Swiggy/Zomato/Ola
  • 4 free lounge visits
Redemption Paths

Every way to spend your cashback

1
cashback
Rs.1.00
per point
Reward Rates

Earn by category

bill-pay
5%
5% on bill payments via Google Pay
swiggy-zomato-ola
4%
4% on Swiggy, Zomato, Ola
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Questions

Frequently asked questions

What is the annual fee of Axis Bank ACE Credit Card?
The annual fee is Rs.499 + GST. It may be waived if you meet the annual spend threshold.
What is the reward rate on Axis Bank ACE Credit Card?
Axis Bank ACE Credit Card earns a base rate of 1%. See the reward-rates section above for category accelerators.
How to apply for Axis Bank ACE Credit Card?
Apply online through Axis's website, or use the Apply & Earn button on this page for a direct, unbiased apply link. Eligibility typically needs a credit score of 750+ and income as per bank criteria.
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