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Axis · entry tier
Axis Bank ACE Credit Card
Bill payment + food delivery cashback seekers
Joining fee
₹499
Annual fee
₹499
Base rate
1%
Expert rating
8.3/10
— Real annual value
What's it actually worth for you?
₹50.0K
Gross rewards₹10,000
Fees-₹499
Net annual value+₹9,501
Value breakdown
Base rate (1%)+₹6,000
Lounge access (4 visits)+₹4,000
Annual fee (waived)+₹0
Joining fee (year 1)₹499
— Highlights
- 5% on Google Pay bill payments
- 4% on Swiggy/Zomato/Ola
- 4 free lounge visits
— Reward rates
Earn by category
bill-pay
5%
5% on bill payments via Google Pay
swiggy-zomato-ola
4%
4% on Swiggy, Zomato, Ola