Real Annual Value
What's it actually worth for you?
Monthly SpendRs.50.0K
Gross rewardsRs.21,000
Annual fee-Rs.9,998
Net annual value+Rs.11,002
Value Breakdown
dining (10x)+Rs.2,250
travel (5x)+Rs.750
Base rate (2%)+Rs.9,000
Welcome benefit+Rs.5,000
Lounge access (16 visits)+Rs.4,000
Annual feeRs.4,999
Joining fee (year 1)Rs.4,999
Highlights
- 10X on dining
- 12 lounge visits/year
- 4 golf rounds
Reward Rates
Earn by category
dining
10X
Cap: Rs.2.0K/mo
travel
5X