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AU · premium tier
AU Bank Zenith Credit Card
AU Bank customers wanting dining + travel rewards
Joining fee
₹5.0K
Annual fee
₹5.0K
Base rate
2%
Expert rating
7.8/10
— Real annual value
What's it actually worth for you?
₹50.0K
Gross rewards₹21,000
Fees-₹9,998
Net annual value+₹11,002
Value breakdown
dining (10x)+₹2,250
travel (5x)+₹750
Base rate (2%)+₹9,000
Welcome benefit+₹5,000
Lounge access (16 visits)+₹4,000
Annual fee₹4,999
Joining fee (year 1)₹4,999
— Highlights
- 10X on dining
- 12 lounge visits/year
- 4 golf rounds
— Reward rates
Earn by category
dining
10X
Capped at ₹2.0K/month
travel
5X