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AU · entry tier
AU Altura Plus
Utility bill optimizers
Joining fee
₹499
Annual fee
₹499
Base rate
1.5%
Expert rating
7.0/10
— Real annual value
What's it actually worth for you?
₹50.0K
Gross rewards₹15,100
Fees-₹499
Net annual value+₹14,601
Value breakdown
utility (5%)+₹3,000
Base rate (1.5%)+₹8,100
Lounge access (4 visits)+₹4,000
Annual fee (waived)+₹0
Joining fee (year 1)₹499
— Highlights
- 5% on utilities
- Lounge access
- Low fee
— Reward rates
Earn by category
utility
5%
5% on utilities (cap)