Real Annual Value
What's it actually worth for you?
Monthly SpendRs.50.0K
Gross rewardsRs.15,100
Annual fee-Rs.499
Net annual value+Rs.14,601
Value Breakdown
utility (5%)+Rs.3,000
Base rate (1.5%)+Rs.8,100
Lounge access (4 visits)+Rs.4,000
Annual fee (waived)+Rs.0
Joining fee (year 1)Rs.499
Highlights
- 5% on utilities
- Lounge access
- Low fee
Reward Rates
Earn by category
utility
5%
5% on utilities (cap)