AU • entry
AU Altura Plus
Utility bill optimizers
Annual Fee
Rs.499
Joining Fee
Rs.499
Base Rate
1.5%
Our rating
7.0/10
Our rating is our own hand-set overall judgment of this card — not a computed score. How we set it →
Some details on this card are being re-verified. Our sources disagree on a few figures, so we'd rather flag it than show a number we're not sure of. Please confirm fees and rewards on the issuer's site before applying.
AU
AU ALTURA PLUS
entry
.. .. .. ..
VISA
Real Annual Value
What's it actually worth for you?
Monthly SpendRs.50.0K
Gross rewardsRs.15,100
Annual fee-Rs.499
Net annual value+Rs.14,601
Estimated — computed from figures on this card that are being re-verified.
Value Breakdown
utility (5%)+Rs.3,000
Base rate (1.5%)+Rs.8,100
Lounge access (4 visits)+Rs.4,000
Annual fee (waived)+Rs.0
Joining fee (year 1)Rs.499
Highlights
- 5% on utilities
- Lounge access
- Low fee
Reward Rates
Earn by category
utility
5%
5% on utilities (cap)
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Questions
Frequently asked questions
What is the annual fee of AU Altura Plus?
The annual fee is Rs.499 + GST. It may be waived if you meet the annual spend threshold.
What is the reward rate on AU Altura Plus?
AU Altura Plus earns a base rate of 1.5%. See the reward-rates section above for category accelerators.
How to apply for AU Altura Plus?
Apply online through AU's website, or use the Apply & Earn button on this page for a direct, unbiased apply link. Eligibility typically needs a credit score of 750+ and income as per bank criteria.