AmEx entry

Amex Membership Rewards Credit Card

Amex beginners -- gateway to the MR ecosystem

Annual Fee
Rs.4.5K
Joining Fee
Rs.1.0K
Base Rate
0.5%
Our rating
7.0/10

Our rating is our own hand-set overall judgment of this card — not a computed score. How we set it →

AMEX
AMEX MEMBERSHIP REWARDS CREDIT CARD
entry
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VISA
Real Annual Value

What's it actually worth for you?

Monthly SpendRs.50.0K
Gross rewardsRs.8,000
Annual fee-Rs.1,000
Net annual value+Rs.7,000
Value Breakdown
Base rate (0.5%)+Rs.3,000
Milestone: 18,000 bonus MR points on Rs.1.5L annual spend+Rs.3,000
Welcome benefit+Rs.2,000
Annual fee (waived)+Rs.0
Joining fee (year 1)Rs.1,000
Highlights
  • Gateway to Amex MR points
  • Marriott/airline transfers
  • Strong milestone bonus
Redemption Paths

Every way to spend your membership rewards

1
Marriott Bonvoy
Rs.1.30
per point
2
cashback
Rs.0.25
per point
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Questions

Frequently asked questions

What is the annual fee of Amex Membership Rewards Credit Card?
The annual fee is Rs.4.5K + GST. It may be waived if you meet the annual spend threshold.
What is the reward rate on Amex Membership Rewards Credit Card?
Amex Membership Rewards Credit Card earns a base rate of 0.5%. See the reward-rates section above for category accelerators.
How to apply for Amex Membership Rewards Credit Card?
Apply online through AmEx's website, or use the Apply & Earn button on this page for a direct, unbiased apply link. Eligibility typically needs a credit score of 750+ and income as per bank criteria.
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